We are no longer a market for risks in the retail industry group in the states of California, Illinois, and New Jersey. We are no longer a market for risks in the retail industry group in the 5 boroughs of New York City. This update will affect the previous underwriting changes to the retail industry.
This change applies to both new business beginning March 29, 2024 and renewals beginning with the effective date of May 1st, 2024. Non-renewal notices for expiring policies will be communicated compliantly per state requirements.
Retail Codes
| AC Equipment-Retail Only | 59999 |
| Antique Stores | 59325 |
| Appliance Stores-Household Appliances and Home Furnishings | 57224 |
| Appliance Stores-Radio, Television and Phonographic Stores | 57326 |
| Army Navy Stores | 53983 |
| Art Gallery - not for profit | 84112 |
| Art Gallery - other than not for profit | 84112 |
| Automobile Parts and Supplies-Retail Stores | 55313 |
| Bakeries-Retail-No Baking on Premises | 54606 |
| Battery Stores | 51999 |
| Bed and Bath Shops | 51998 |
| Beer and Wine Making Supply Stores | 51997 |
| Beverage Stores – Liquor and Wine | 59215 |
| Bicycle Shops-Repair & Maintenance Shops Without Retail | 59505 |
| Bicycle Shops-Retail | 59505 |
| Bookbinding & Printing Supplies-Retail | 50812 |
| Books & Magazines Stores-New | 59425 |
| Books & Magazines Stores-Used | 59425 |
| Boutique / Gourmet Food Stores | 51996 |
| Camera & Photographic Equipment-Retail Only | 59955 |
| Candle Shops (**) | 51995 |
| Candy/Confectionery Stores – Confectionery Manufacturing from Purchased Chocolate on Premises | 54467 |
| Candy/Confectionery Stores-No Manufacturing on Premises | 54457 |
| Candy or Confectionery Stores - Non Chocolate Confectionery Manufacturing on Premises | 54477 |
| Catalog/Premium Coupon Redemption Stores | 73905 |
| Ceramics-Retail Only | 59999 |
| Cheese Shops | 51994 |
| China and Crystal Stores | 51993 |
| Clock Shop with Repair | 51992 |
| Clothing/Wearing Apparel-Retail-Children's & Infants Wear | 56413 |
| Clothing/Wearing Apparel-Retail-Clothing-Ladies & Girls (Coats, Suits & Dresses) | 56214 |
| Clothing/Wearing Apparel-Retail-Clothing-Men’s' & Boys' (Coats & Suits) | 56114 |
| Clothing/Wearing Apparel-Retail-Fabric Stores | 56311 |
| Clothing/Wearing Apparel-Retail-Family Clothing Stores | 56325 |
| Clothing/Wearing Apparel-Retail-Furs | 56814 |
| Clothing/Wearing Apparel-Retail-Haberdashery & Men's Furnishings | 56113 |
| Clothing/Wearing Apparel-Retail-Hosiery | 56313 |
| Clothing/Wearing Apparel-Retail-Ladies' Specialty Stores | 56319 |
| Clothing/Wearing Apparel-Retail-Ladies' Undergarments & Lingerie | 56312 |
| Clothing/Wearing Apparel-Retail-Leather Products or Hide Stores | 56992 |
| Clothing/Wearing Apparel-Retail-Men's & Boy's Hats & Caps | 50333 |
| Clothing/Wearing Apparel-Retail-Shoe Stores-Children's, Ladies & Men's | 56613 |
| Clothing/Wearing Apparel-Retail-Sporting Goods & Athletic Apparel | 59526 |
| Clothing/Wearing Apparel-Retail-Wigs | 59993 |
| Coffee, Tea, and Spice Specialty Stores | 51991 |
| Collectibles - New Merchandise Only | 51990 |
| Collectibles & Memorabilia-Retail | 59992 |
| Cookie Stores | 51989 |
| Convenient Food Store - without gasoline sales or restaurant | 54136 |
| Cosmetic, Hair or Skin Preparation-Retail Only | 59991 |
| Department Stores | 53127 |
| Drugstores | 59116 |
| Dry Goods Dealers-Retail-Including Fabrics, Yarn & Piece Goods | 53985 |
| Edible Bouquet Stores | 51988 |
| Education and School Supply Stores | 51987 |
| Electrical Lighting Stores | 59999 |
| Electronics Stores | 57326 |
| Fabric Stores | 56311 |
| Feed, Grain or Hay Dealers | 59625 |
| Fence Dealers | 59999 |
| Floor Covering-Stores-Except Wood or Ceramic Tile Only | 57134 |
| Floor Covering-Stores-Wood or Ceramic Tile Only | 57134 |
| Florists-Retail | 59685 |
| Fruit or Vegetable-Dealers | 54315 |
| Fur – Garments and Pelts – Retail Only | 56814 |
| Furniture-Upholstered-Retail Only | 57121 |
| Furniture-Wood or Metal-Retail Only | 57128 |
| Gardening & Light Farming Supply-Retail | 59698 |
| Gift Shops | 59994 |
| Glass Dealers & Glaziers-Retail Only | 57155 |
| Glass Novelty Store | 51986 |
| Greeting Card Stores | 51985 |
| Hardware and Tools Distributors Retail – Retail | 52512 |
| Hearing Aid-Retail | 59974 |
| Health Food Store (Vitamins and Natural Supplements) | 54136 |
| Hobby, Craft or Artists' Supply-Retail | 59995 |
| Home Furnishings Stores | 57224 |
| Home Improvement Stores | 53989 |
| Holiday Boutiques | 51983 |
| Instructional Arts and Crafts Stores - Bring Your Own Alcohol | 51982 |
| Janitorial Supplies-Retail | 59999 |
| Jewelry – Retail – Costume | 59715 |
| Jewelry – Retail – Precious | 59715 |
| Kiosks - non food | 51981 |
| Kiosks - food | 51980 |
| Kitchen Accessories | 51979 |
| Knives and Scissors Stores | 51978 |
| Lamps & Lighting Fixtures Stores | 59999 |
| Leather Products/Hide Stores-Retail Only | 56992 |
| Locksmiths | 52512 |
| Luggage Goods-Retail Only | 59999 |
| Machinery or Equipment Dealers – Farm Type Only | 59695 |
| Marble Products – Retail only | 59999 |
| Meat, Fish, Poultry or Seafood - Retail - Fish or Seafood | 54216 |
| Meat, Fish, Poultry or Seafood - Retail - Meat or Poultry | 54216 |
| Metal Dealers | 59999 |
| Monument and Tombstones | 51977 |
| Music Stores-Pre-Recorded | 57338 |
| Musical Instrument Stores (Instrumental Rentals Permitted) | 57334 |
| Newsstands | 59935 |
| Nut Shops | 51976 |
| Office Machines or Appliances-Retail-No Repair | 50925 |
| Optical Goods-Retail | 59954 |
| Paint, Wallpaper or Wallcovering Stores | 52322 |
| Painting, Picture or Frame Stores | 59999 |
| Paper and Paper Products, Rag or Rubber Stock Dealers – Second-hand | 50928 |
| Party Supply Stores (no rentals) | 51975 |
| Pharmacies (Dispensing Only Prescription Drugs) | 51973 |
| Photographic Equipment-Retail Only | 59955 |
| Piece goods, sewing & needlework stores | 51972 |
| Plumbing Supplies and Fixtures-Retail | 59999 |
| Pool Table and Billiards Supply Stores | 51971 |
| Popcorn Shops | 51970 |
| Pottery Stores - no kiln | 51969 |
| Precision & Scientific Tools and Instruments-Retail | 50811 |
| Refrigeration Equipment Commercial and Retail | 59983 |
| Religious Articles Stores | 51967 |
| Scrapbooking Stores | 51966 |
| Sewing Machine Stores | 57223 |
| Shoe Stores-Retail | 56613 |
| Sign Stores | 51965 |
| Sporting Goods/Athletic Equipment Stores | 59526 |
| Stationery/Paper Products-Retail | 59435 |
| Straw & Straw Products-Retail Only | 59999 |
| Sunglass Shop | 51964 |
| Tie Shop | 51963 |
| Toys-Retail | 59998 |
| Trophy Stores | 59996 |
| Uniform Store | 51962 |
| Vacuum Cleaner Sales and Service | 51961 |
| Variety Stores-Discount Houses | 53315 |
| Variety Stores-Five and Ten Cent Stores | 53317 |
| Video Stores-Rental | 57338 |
| Video Stores-Sales | 57338 |
| Wigs-Retail Only | 59993 |
| Wood Products-Not Otherwise Classified-Retail Only | 50943 |
| Yarn Stores | 51960 |