Retail Industry Group Changes in California, Illinois, New Jersey and New York

We are no longer a market for risks in the retail industry group in the states of California, Illinois, and New Jersey. We are no longer a market for risks in the retail industry group in the 5 boroughs of New York City. This update will affect the previous underwriting changes to the retail industry. 

This change applies to both new business beginning March 29, 2024 and renewals beginning with the effective date of May 1st, 2024. Non-renewal notices for expiring policies will be communicated compliantly per state requirements.

 

Retail Codes 

AC Equipment-Retail Only 59999
Antique Stores  59325
Appliance Stores-Household Appliances and Home Furnishings 57224
Appliance Stores-Radio, Television and Phonographic Stores 57326
Army Navy Stores  53983
Art Gallery - not for profit 84112
Art Gallery - other than not for profit 84112
Automobile Parts and Supplies-Retail Stores 55313
Bakeries-Retail-No Baking on Premises 54606
Battery Stores  51999
Bed and Bath Shops  51998
Beer and Wine Making Supply Stores  51997
Beverage Stores – Liquor and Wine 59215
Bicycle Shops-Repair & Maintenance Shops Without Retail 59505
Bicycle Shops-Retail 59505
Bookbinding & Printing Supplies-Retail 50812
Books & Magazines Stores-New 59425
Books & Magazines Stores-Used 59425
Boutique / Gourmet Food Stores  51996
Camera & Photographic Equipment-Retail Only 59955
Candle Shops (**) 51995
Candy/Confectionery Stores – Confectionery Manufacturing from Purchased Chocolate on Premises 54467
Candy/Confectionery Stores-No Manufacturing on Premises 54457
Candy or Confectionery Stores - Non Chocolate Confectionery Manufacturing on Premises 54477
Catalog/Premium Coupon Redemption Stores 73905
Ceramics-Retail Only 59999
Cheese Shops  51994
China and Crystal Stores  51993
Clock Shop with Repair  51992
Clothing/Wearing Apparel-Retail-Children's & Infants Wear 56413
Clothing/Wearing Apparel-Retail-Clothing-Ladies & Girls (Coats, Suits & Dresses) 56214
Clothing/Wearing Apparel-Retail-Clothing-Men’s' & Boys' (Coats & Suits) 56114
Clothing/Wearing Apparel-Retail-Fabric Stores 56311
Clothing/Wearing Apparel-Retail-Family Clothing Stores 56325
Clothing/Wearing Apparel-Retail-Furs 56814
Clothing/Wearing Apparel-Retail-Haberdashery & Men's Furnishings 56113
Clothing/Wearing Apparel-Retail-Hosiery 56313
Clothing/Wearing Apparel-Retail-Ladies' Specialty Stores 56319
Clothing/Wearing Apparel-Retail-Ladies' Undergarments & Lingerie 56312
Clothing/Wearing Apparel-Retail-Leather Products or Hide Stores 56992
Clothing/Wearing Apparel-Retail-Men's & Boy's Hats & Caps 50333
Clothing/Wearing Apparel-Retail-Shoe Stores-Children's, Ladies & Men's 56613
Clothing/Wearing Apparel-Retail-Sporting Goods & Athletic Apparel 59526
Clothing/Wearing Apparel-Retail-Wigs 59993
Coffee, Tea, and Spice Specialty Stores  51991
Collectibles - New Merchandise Only  51990
Collectibles & Memorabilia-Retail 59992
Cookie Stores  51989
Convenient Food Store - without gasoline sales or restaurant  54136
Cosmetic, Hair or Skin Preparation-Retail Only 59991
Department Stores 53127
Drugstores 59116
Dry Goods Dealers-Retail-Including Fabrics, Yarn & Piece Goods 53985
Edible Bouquet Stores  51988
Education and School Supply Stores  51987
Electrical Lighting Stores 59999
Electronics Stores 57326
Fabric Stores 56311
Feed, Grain or Hay Dealers 59625
Fence Dealers 59999
Floor Covering-Stores-Except Wood or Ceramic Tile Only 57134
Floor Covering-Stores-Wood or Ceramic Tile Only 57134
Florists-Retail  59685
Fruit or Vegetable-Dealers 54315
Fur – Garments and Pelts – Retail Only 56814
Furniture-Upholstered-Retail Only 57121
Furniture-Wood or Metal-Retail Only 57128
Gardening & Light Farming Supply-Retail 59698
Gift Shops 59994
Glass Dealers & Glaziers-Retail Only 57155
Glass Novelty Store  51986
Greeting Card Stores  51985
Hardware and Tools Distributors Retail – Retail 52512
Hearing Aid-Retail  59974
Health Food Store (Vitamins and Natural Supplements) 54136
Hobby, Craft or Artists' Supply-Retail 59995
Home Furnishings Stores 57224
Home Improvement Stores 53989
Holiday Boutiques  51983
Instructional Arts and Crafts Stores - Bring Your Own Alcohol  51982
Janitorial Supplies-Retail 59999
Jewelry – Retail – Costume 59715
Jewelry – Retail – Precious 59715
Kiosks - non food  51981
Kiosks - food 51980
Kitchen Accessories  51979
Knives and Scissors Stores  51978
Lamps & Lighting Fixtures Stores  59999
Leather Products/Hide Stores-Retail Only 56992
Locksmiths 52512
Luggage Goods-Retail Only 59999
Machinery or Equipment Dealers – Farm Type Only 59695
Marble Products – Retail only 59999
Meat, Fish, Poultry or Seafood - Retail - Fish or Seafood 54216
Meat, Fish, Poultry or Seafood - Retail - Meat or Poultry 54216
Metal Dealers 59999
Monument and Tombstones  51977
Music Stores-Pre-Recorded 57338
Musical Instrument Stores (Instrumental Rentals Permitted) 57334
Newsstands 59935
Nut Shops  51976
Office Machines or Appliances-Retail-No Repair 50925
Optical Goods-Retail  59954
Paint, Wallpaper or Wallcovering Stores 52322
Painting, Picture or Frame Stores 59999
Paper and Paper Products, Rag or Rubber Stock Dealers – Second-hand 50928
Party Supply Stores (no rentals)  51975
Pharmacies (Dispensing Only Prescription Drugs) 51973
Photographic Equipment-Retail Only 59955
Piece goods, sewing & needlework stores  51972
Plumbing Supplies and Fixtures-Retail 59999
Pool Table and Billiards Supply Stores  51971
Popcorn Shops  51970
Pottery Stores - no kiln  51969
Precision & Scientific Tools and Instruments-Retail 50811
Refrigeration Equipment Commercial and Retail 59983
Religious Articles Stores  51967
Scrapbooking Stores  51966
Sewing Machine Stores 57223
Shoe Stores-Retail 56613
Sign Stores  51965
Sporting Goods/Athletic Equipment Stores 59526
Stationery/Paper Products-Retail 59435
Straw & Straw Products-Retail Only 59999
Sunglass Shop  51964
Tie Shop  51963
Toys-Retail 59998
Trophy Stores 59996
Uniform Store  51962
Vacuum Cleaner Sales and Service  51961
Variety Stores-Discount Houses  53315
Variety Stores-Five and Ten Cent Stores 53317
Video Stores-Rental 57338
Video Stores-Sales 57338
Wigs-Retail Only 59993
Wood Products-Not Otherwise Classified-Retail Only 50943
Yarn Stores  51960
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